Over the last few months house prices have been increasing, hopefully this is one of the first signs of an economic recovery. However banks have still got a very strict lending policy and so getting a mortgage can be quite difficult. This is where using the knowledge and services of the local firm Fraser Mortgages Services can be a real advantage.
I have been speaking to Richard about his business that moved onto Wibsey High Street only 4 months ago. Richard has been in the industry for many years and realised that there was a gap in the market for a business that put customers first, offered an armchair mortgage service and a shop front drop in service.

An armchair mortgage service, basically means that Richard visits you in your home with his laptop, discusses your specific situation then links into his server and finds the best mortgage to fit your requirements right there and then. With his many years industry experience he will advice on each specific product, letting you know if your application is likely to be accepted. Unlike many brokers Richard offers a 'Whole of Market Service' which means that he is not restricted or tied to a small selection of lenders, (as many brokers are) this gives his clients a much greater choice and flexibility.

When you employ Fraser Mortgages Services, you pay a low one off fee and then you have what Richard described as a 'Partnership for Life'. In other words for any future mortgages that you may require, (ever) there is no fee to pay, you get all the advantages of a top flight broker for no cost whatsoever. On top of this Fraser Mortgages Services will advice and find, life and critical illness insurance, buildings and content insurance and much more. If you take on any policy that they have found for you it won't cost a penny more than if you went direct to the lender and may cost you much less, companies such as Confused.com only search a limited portfolio of suppliers. All this for no further fees, ever!

I think that if you are in the market for a mortgage then calling Richard has got to be worth a phone call, he could well find you that mortgage that could literally save you a fortune!
The telephone number is 01274 603802

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